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    • Bond Affordability Calculator (South Africa): How Much Can I Borrow?
    • Bond Amortisation and Extra Payments Calculator (South Africa)
    • Debt Payoff Calculator (South Africa)
    • Deposit Savings Calculator (South Africa): How Long to Save for a House
    • Home Loan Calculator (South Africa): Repayment, Interest and Transfer Duty
    • Small Business Profit Calculator (South Africa)
    • Startup Cost Calculator (South Africa)
    • Transfer Costs Calculator (South Africa): Transfer Duty, Attorney and Bond Costs
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Tools

Free tools

Calculators that give you a straight answer

Put in your own numbers, get a result you can act on. Nothing is stored, no email needed.

Buying a home

  • Bond affordability calculatorHow much a bank might lend you, based on your income, debt and living costs.
  • Home loan repayment calculatorMonthly bond repayment at today’s prime rate, total interest, and the income banks look for.
  • Transfer and bond costs calculatorTransfer duty, attorney fees and Deeds Office fees — the cash you need on top of the price.
  • Deposit savings calculatorHow long it takes to save your deposit and costs, and what to save each month.
  • Bond amortisation and extra paymentsYear-by-year interest vs capital, and how much extra payments or a bonus save.

Money and debt

  • Debt payoff calculatorSnowball vs avalanche: your payoff date and total interest, side by side.

Small business

  • Startup cost calculatorHow much money you need before you open, including a buffer until sales catch up.
  • Small business profit calculatorWhat you keep per sale, break-even sales, and what a price change does.

Coming next: a bank fee calculator and a take-home pay calculator. Every tool is an estimate for planning, not financial, tax or legal advice.

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How To South Africa

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