The short answer: Registering a private company (Pty Ltd) with CIPC costs R125, or R175 if you reserve a name first (R50 for the name reservation, submitted electronically). You do it online at eservices.cipc.co.za or bizportal.gov.za. You’ll need certified ID…
The short answer: The side hustles that reliably make money in South Africa with zero startup capital all sell one of three things you already have: your skills (tutoring, freelancing, admin services, repairs), your time (child or pet care, errands,…
The short answer: Resign in writing, give the notice your contract requires (legal minimums: 1 week if employed 6 months or less, 2 weeks if 6–12 months, 4 weeks if over a year — your contract may require more, commonly…
The short answer: online sports betting is legal in South Africa if you place the bet with a bookmaker holding a valid licence from a provincial gambling board. Online casino games and poker are not legally authorised — the National…
The short answer: The Basic Conditions of Employment Act (BCEA) sets the legal floor for almost every SA employee: a maximum 45-hour ordinary work week, overtime paid at 1.5× your rate (and by agreement only), 21 consecutive days’ annual leave…
The core difference: funeral cover pays a fixed amount within days, specifically so the family can bury with dignity without borrowing. Life insurance pays a much larger amount after normal claims processing, to replace your income — the bond, the…
The beginner’s playbook in one paragraph: open a low-cost investment account (ideally inside a TFSA for the tax-free wrapper), set a monthly debit order — R300 to R500 is a genuine start — and buy a broad index ETF: one…
The 30-second version: your payslip runs gross salary → deductions → nett pay (what lands in your bank). The standard deductions: PAYE (income tax your employer withholds for SARS based on the tax tables), UIF (1% of your salary, capped…
The 2026 essentials: a Tax-Free Savings Account lets your money grow with zero tax — no tax on interest, dividends or capital gains, and no tax on withdrawals, ever. From 1 March 2026 you can contribute up to R46,000 per…
Your free options: by law (the National Credit Act), you’re entitled to one free credit report per year from each registered credit bureau. South Africa has four licensed bureaus registered with the National Credit Regulator — Experian, TransUnion, Compuscan and…
